Rick NicotraHit by a driver with no insurance or the bare state minimum while riding in Western New York? Here is how required UM and SUM coverage steps in, why your bike's missing no-fault makes it matter even more, and why your own insurer still fights you.
Rick NicotraA step-by-step guide for Western New York riders on what to do after a crash, why your bike has no no-fault coverage so the liability and UM claims are everything, and what never to say to the adjuster.
Rick NicotraNew York gives injured riders three years to file a personal injury lawsuit, but crashes involving the City of Buffalo, Erie County, or the NFTA can trigger a Notice of Claim deadline as short as 90 days. Here is why a Western New York rider cannot a
Rick NicotraNew York requires every rider and passenger to wear a DOT-compliant helmet, no exceptions. Here is what DOT compliant actually means and how a novelty helmet gets used against you, even under New York's pure comparative negligence rule.